BTC$68,420▲ 0.82% / ETH$3,841▼ 0.31% / LTC$94.05▲ 1.14% / SOL$221.60▲ 3.02% / USDT·TRC20$1.0000 / USDC·ERC20$0.9999 / XMR$168.42▼ 0.18% / TON$6.02▲ 0.47% / XRP$2.41▼ 0.09% / GAS·ETH18 gwei / Indicative prices · illustrative ticker / No-KYC · non-pooled · 0.4% flat / BTC$68,420▲ 0.82% / ETH$3,841▼ 0.31% / LTC$94.05▲ 1.14% / SOL$221.60▲ 3.02% / USDT·TRC20$1.0000 / USDC·ERC20$0.9999 / XMR$168.42▼ 0.18% / TON$6.02▲ 0.47% / XRP$2.41▼ 0.09% / GAS·ETH18 gwei / Indicative prices · illustrative ticker / No-KYC · non-pooled · 0.4% flat
OrbChain
UTC 18:47:02 Get started →
Crypto payment gateway · est. 2024 ▓ LIVE ON MAINNET v2.4 · 22 coins · 8 networks

Accept crypto.
Keep the keys

A full-stack payment gateway for 22 coins across 8 networks. HMAC-signed webhooks. Deterministic event IDs. Ed25519 settlement receipts. 0.4% flat on settled volume. No KYC, no custody, no monthly retainer.

No KYC · No custodian · No small print
BTC BTC·LN ETH LTC SOL TRX XMR TON XRP USDT·TRC20 USDT·ERC20 USDT·SOL USDC·ERC20 USDC·TRC20 USDC·SOL BTC BTC·LN ETH LTC SOL TRX XMR TON XRP USDT·TRC20 USDT·ERC20 USDT·SOL USDC·ERC20 USDC·TRC20 USDC·SOL
§ Part I / V · Products

One API.
Nine ways to accept.

Business + Personal
Ten product surfaces
SymProductMechanismStatus
INVInvoiceHosted payment page for any amount in any of 22 coins. POST /v1/payment/invoice.LIVE
WLWhite LabelYou host the surface; we return address + QR. Your brand, our rails.LIVE
SAStatic AddressPermanent deposit addresses for exchanges and recurring flows. Per-user, derived.LIVE
PLPayment LinkShareable links, no code. Dashboard-native, QR-ready, copyable.LIVE
POPayoutsSingle, batch, scheduled, auto-withdraw. One API, idempotent on client reference.LIVE
SUBSubscriptionsRecurring crypto billing. Plans, dunning, reconciliation — without card numbers.LIVE
POSHosted POSTablet-in, QR-out. No terminal, no processor, no 3%. Logs into the dashboard.LIVE
DONDonationA /tip/:accountId page for any merchant. HTML embed snippet.LIVE
§ Part II / V · Capabilities

Named features.
Real code behind each.

Ship on every endpoint
Not marketing copy
SymFeatureWhat it doesStatus
LNInstant LightningBitcoin over Lightning — atomic settlement, sub-cent fees, zero confirmation wait.LIVE
ASAuto SettleCustomers pay any coin; you receive the settlement coin you configured.LIVE
AWAuto PayoutThreshold-based sweeps to your cold wallet. Zero manual clicks.LIVE
SRSigned ReceiptsEd25519-signed receipts on every PAID invoice. Verify offline.LIVE
NKNo-KYC ForeverEmail, password, build. No documents, no verification wall, no volume gates.LIVE
DWDeterministic WebhooksSHA-256(event_type, entity_id) event IDs. Idempotent by construction.LIVE
Example dashboard feedPREVIEW
00:00:05✓ PAID · pay_xxxxxxxxx · BTC_LN$142.00
00:00:08✓ PAID · pay_xxxxxxxxx · USDT_TRC20$2,400.00
00:00:19→ webhook delivered · hmac=… · rt=240msOK
00:00:34✓ PAID · pay_xxxxxxxxx · ETH$87.22
00:00:45→ confirmations 3/3 · BTC_LN instantcleared
00:00:56✓ PAID · pay_xxxxxxxxx · SOL$54.00
00:01:10→ receipt sealed · ed25519 · offline-verifiable256-bit
00:01:22✓ PAID · pay_xxxxxxxxx · USDC_ERC20$980.00
00:01:35→ webhook delivered · hmac=… · rt=180msOK
§ Part III / V · Supported coins

22 coins.
8 networks.

One authentication
Full matrix →
SymCoinNetwork(s)Status
BitcoinNative + LightningLIVE
EthereumNative L1LIVE
LitecoinNativeLIVE
SolanaNative + USDT/USDC SPLLIVE
TronNative + USDT/USDC TRC-20LIVE
MoneroNative (source-only)LIVE
TONThe Open NetworkNative + USDT jettonLIVE
XRP LedgerNativeLIVE
USDT / USDCERC-20, TRC-20, SOL, TON — four networks per stablecoinLIVE
§ Part IV / V · Integration

Three lines of curl.
One webhook handler.

Languages
Node · Python · Go · Rust · PHP
POST /v1/payment/invoicecurl · 200 OK
// $50 invoice — customer pays in BTC-Lightning or USDT-TRC20.
curl https://orbchain.io/v1/payment/invoice \
  -H "merchant_api_key: mk_live_…" \
  -d '{
    "amount":         50,
    "currency":       "USD",
    "accepted_coins": ["BTC_LN", "USDT_TRC20"]
  }'

// → 200 OK
{ "track_id": "pay_01JR3K9T…",
  "pay_link": "https://orbchain.io/pay/pay_01JR3K9T…" }
§ Part V / V · Questions

The five things
merchants ask first.

Answered
In full, with links
Q.01Do I need KYC?

No. Email and password is the signup. No documents, no verification, no volume gates. Ever. This is a founding principle, not a stage we're at.

Q.02Do you hold my funds?

Only in transit. Every merchant sits on its own BIP-44 branch — never pooled with other merchants — and OrbChain operates the wallet, so funds that have settled but not yet swept do sit in our infrastructure. The fix is built in: auto-sweep forwards every payment to a cold wallet only you control, and you withdraw on demand — no ticket, no approval, no delay.

Q.03What's the fee?

0.4% flat on settled volume. That is the entire tariff — no monthly retainer, no signup fee, no per-chain surcharge. Withdraw-fee schedule per chain at /pricing.

Q.04How do I verify your webhook?

HMAC-SHA512 of the raw body, keyed on your webhook_secret, compared in constant time against the HMAC header. Reference code in every major language at /docs#webhooks.

Q.05What makes this different from OxaPay / NowPayments / BitPay?

No KYC. Non-pooled per-merchant branches with withdraw-on-demand. Ed25519-signed receipts that verify offline. Deterministic event IDs for true webhook idempotency. Native Lightning. 0.4% flat, not 1–1.5%. Full comparisons at /compare/*.

Start accepting
crypto in 60 seconds.

Email and password. No KYC, no monthly retainer — 0.4% flat on settled volume. The entire tariff.